Business English (Subject) / Business and Finance (Lesson)

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Graph, Finance, Business

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  • loan (mit Beschreibung antworten) borrow money from banks to finance investments or buy things to help the company. = Darlehen
  • interest (mit Beschreibung antworten) you pay interest on a loan =Zinsen
  • turnover (mit Beschreibung antworten) receive money from selling their products = Umsatz
  • expenditure (mit Beschreibung antworten) spend money on products = Ausgaben
  • overheads (mit Beschreibung antworten) rent, electricity -> a company always spend money on = Gemeinkosten
  • grow / expand (mit Beschreibung antworten) get bigger = expandieren,wachsen
  • low inflation (mit Beschreibung antworten) prices do not go up, low interest rate
  • economic and political stability (mit Beschreibung antworten) no quick changes in the economic/political situation
  • a health / strong economy (mit Beschreibung und Opposite) an economy in good condition Opposite: an economy in recession (Rückgang)
  • tax cuts (mit Beschreibung antworten) reduction / lower taxes
  • senkrecht steigend (4 englische Begriffe) 1. rise 2. go up 3. increase 4. grow
  • langsam/tendenz steigend rise slowly/gradually  gradually = schrittweise
  • stärker/ständig/gleichmäßig steigend go up steadily
  • steil/scharf steigend rise sharply
  • senkrecht fallend (4 englische Bezeichnungen) 1. fall 2. go down 3. drop 4. sink
  • langsam fallend fall slowly
  • stetig/ kontinuierlich/ stärker fallend fall steadily
  • stark/ hochgradig / scharf stürzend, fallend drop sharply
  • rent Miete
  • mortgage (mit Beschreibung) a legal agreement by which a bank, building society, etc. lends money at interest in exchange for taking title of the debtor's property, with the condition that the transfer of ownership becomes void with the payment of the debt. = Hypothek eine rechtliche Vereinbarung, mit der eine Bank, eine Bausparkasse usw. gegen Zahlung von Zinsen Geld für die Übernahme des Eigentums des Schuldners verleiht, unter der Bedingung, dass die Eigentumsübertragung mit der Zahlung der Schuld nichtig wird.
  • Markler Real estate agent 
  • tenant Mieter
  • deposit Kaution
  • commission Provision
  • to give notice (mit Beschreibung) an employer gives an employee notice, the employer tells the employee that he or she must leave his or her job within a period of time = kündigen
  • Real estate / property Immobilie
  • profit and loss account gewinn und verlust...
  • balance sheet (mit Beschreibung) a statement of the assets, liabilities and capital of a business, detailing the balance of income and expenditure over the preceding time = Bilanz
  • assets (mit Beschreibung) something having value, such a property that is owned by a person or business = Vermögen
  • liability (mit Beschreibung) a thing for which someone is responsible especially an amount of money owed = Schuld, Verbindlichkeit
  • Cash flow statement (mit Beschreibung) financial statement that provides aggregate (summiert) data regarding all cash inflows a company receives from its ongoing operations and external investment sources, as well as all cash outflows that pay for business activities.  = Kapital-/Geldflussrechnung
  • What comes after insolvent? bankrupt
  • definitions of Marketing (2) 1. process of planning and executing (ausführend) the conception, pricing, promotion and distribution of ideas, goods and services -> to create exchanges (Austausch) that satisfy individual and organizational objectives (Ziele).  2. everything that happens from the time the product is conceived (konzipiert) until it is actually in the costumers hands.
  • Define the 4 Ps Product, Price, Place and Promotion
  • What includes "Product"? What includes "Price"? What includes "Place"? What includes "Promotion"? Product: name, features, packaging design, quality, service, warranties (Garantien) Price: list price, discounts, allowances (Zulagen,Zuschüsse), payment period, RRP (recommended retail price) Place: distribution channels, geographic coverage (Reichweite), locations, logistics Promotion: advertising, direct marketing, public relations, personal selling
  • target audience Zielgruppe
  • crucial entscheidend
  • compel zwingen
  • attempting versuchen/Versuchung
  • determine bestimmen
  • gather versammeln/sammeln
  • marital status Ehestand
  • ledig single
  • occupation Beschäftigung / Beruf
  • purchasing patterns Kaufmuster
  • provides bietet
  • seeks suchen
  • intercept abfangen
  • responses Antworten
  • attempts Versuche

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